Baptist Life Association

Personal Information

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Privacy Statement

1. Baptist Life will collect the personal information that is necessary to conduct our business. This means we will collect information required to competently underwrite, and service our life insurance and annuity certificates. We obtain personal information on members and applicants from membership and application forms, from information about transactions with us (such as premium payments, loans, claims, etc.), from medical practitioners (as authorized by you), from consumer reporting agencies, and from various other legal sources.
   
   
2. Baptist Life will protect member personal information. This means we will train our employees in the proper handling of non-public personal information. Access to a member's file will be restricted to those employees working with that file. We will maintain reasonable internal security procedures and safeguards that comply with federal and state regulations to protect member information in our files and computers from unauthorized disclosure.
   
   
3. Baptist Life members will have access to their information. This means members have the right to review their account information and make any changes permitted by law and/or regulation which will assist us in maintaining complete and accurate records. In order to further protect member privacy, inquirers will be required to identify themselves to the satisfaction of the Association before information will be disclosed to them.
   
   
4. Baptist Life will only share personal information under limited circumstances. This means we will share personal information with our business partners to enable us to administer the products and services we provide, or when required by the government. We will not disclose non-public personal information to any other party, except as legally permitted, or as required by law or regulation. Further, we will not share any personal medical information, except as required by law or regulation, or as the member may direct. Under no circumstances will the Association authorize any member information to be sold for telemarketing purposes.
   
   
5. Baptist Life will partner with businesses that follow strict confidentiality standards. This means we will carefully develop business relationships built on mutual trust and information confidentiality. Privacy language will be written into contracts and vendor service agreements, where appropriate, to communicate this Privacy Policy, and to emphasize that use of any personal non-public information disclosed is limited to its intended and legally permitted use.
   
   
6. Baptist Life will inform its members of changes in privacy policy. This means we will communicate to our members any change(s) in our privacy policy at least 30 days prior to implementation, and will give members the option to elect not to allow the sharing of their non-public personal information with non-affiliated third parties if appropriate. In any case, the Association will, at least once per year, communicate its privacy policy to all members as required by current regulation.